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Never before have we seen the cost for health insurance create such a challenge for business owners and human resources professionals. Additionally, never before have we seen out-of-pocket expenses that arise from sudden accidents or illnesses so high … something major medical health insurance doesn't cover. Luckily, Aflac insurance policies are available for Long Island and New York individuals and businesses … a way to help protect you and your employees from these exposures. Aflac is not major medical health insurance…it is insurance for daily living. It provides cash benefits when you need it, and can be used how you see fit … regardless of any other insurance you may have.

Employee Peace of Mind

Aflac policies are funded by employees … not by businesses. It helps provide you with peace of mind knowing that you can have help with your bills should you become sick or get hurt and cannot work. From the Aflac specified-disease insurance policy, to accident insurance policy, to hospital confinement sickness indemnity insurance policy, Aflac helps with out-of-pocket expenses and the policies have competitive rates. And since premium payments for Aflac policies can be deducted via pre-tax payroll deductions, you may save even more for your coverage you choose.

Plan Portability

Aflac policies are owned and managed by employees … not employers. If an employee quits, gets fired, or retires, the employee takes the plans with them.

Greater Employee Attraction and Retention

An employer making Aflac available means your company could find and retain better talent for the organization. Your employees will have the luxury of choosing the plans that best fits their particular situation. Aflac policies work with any major medical health insurance policies. And since premium payments for Aflac plans can be deducted via pre-tax payroll deductions, your company may even save money on payroll taxes.

Enhance Your Group Benefits

Insurance Suffolk Brokerage is an independent agent representing Aflac. Contact us today for more information or for a free in-office presentation of Aflac insurance policies.

Aflac Frequently Asked Questions

Coverage underwritten by American Family Life Assurance Company of New York.

WEB1118 – 5/11

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