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Long Island Life Insurance: Overview


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What Is Life Insurance?

Life insurance is designed to protect beneficiaries (your loved ones) from the financial impact they experience due to your premature death. Upon your passing, beneficiaries will receive a death benefit (money) that can be used for:

  • – Replacing lost income and the impact of inflation on that income
  • – Satisfying mortgages and home equity loans
  • – Providing education tuition for your children
  • – Burial expenses
  • – Creating cash value that builds the longer you own the policy, which allows life insurance policyholders to take out loans against the policy in times of need or hardship (available in permanent life insurance policies)

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