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Hartford’s “Spectrum BOP” Sees Increased Presence In Greater NYC Area

The Hartford Insurance Company continues to dominate the small business liability insurance market with its powerful Spectrum BOP product. More and more businesses are taking advantage of this product’s powerful […]

Controlling Health Insurance Premiums – Understanding FSA’s HRA’s and HSA’s

In an age where health insurance costs continue to rise at an alarming rate, ironically, many businesses are still not taking advantage of IRS-qualified options to reduce premium costs. Attached […]

Oxford Health – Updated Tri-State Hospital Listing

Oxford has published their latest in network hospital listing for New York, New Jersey, and Connecticut. This is broken down by Freedom and Liberty networks, as well as Medicare access. […]

Emblem Health – 2012 Drug Formulary Now Available

Emblem Health has released their 2012 prescription drug list. You can also perform an Emblem drug lookup online for more up to date changes. Emblem Health – 2012 Drug Formulary

Oxford PDL Changes: Lipitor To Tier 3 – Atorvastatin To Tier 2

Oxford has announced upcoming drug formulary changes effective 4/1/2012. Of particular importance, Lipitor will be upgraded to Tier 3 while atorvastatin (generic Lipitor) will be downgraded to Tier 2. Attached […]

Emblem Health To Re-Introduce Small Business HSA Product

Emblem Health has unofficially announced it will be re-introducing a small group HSA product for new enrollments, which currently is only available for renewing, Emblem HSA small businesses. Details -This […]

Horizon Blue Cross – Employment Verification for Husband/Wife Groups

Effective April 1, 2012, Employment Verification for Husband/Wife Small Groups forms will only be accepted when a new group that has only two eligible employees who are husband and wife* […]

Oxford Health – Group Billing Issues – March 2012

It has come to our attention that approximately 6544 Oxford health insurance groups were not mailed their March 2012 bills. Oxford has indicated the problem has been corrected and affected […]

New Jersey Business and Industry Association Employee Benefits Report – 2012

The New Jersey Business and Industry Association has published their 2012 Employee Benefits Report. This is a great tool for large businesses (over 50 employees) to compare their current benefits […]

Oxford Health Plans – NY County Enrollment Map and Product Guide

Oxford continues to expand its in and out of network of providers for New York businesses. In addition, many Oxford health insurance plans for NY small and large groups offer […]